AI-native · Mobile-first · Built for MoMo economies

Turn every MoMo alert
into business intelligence

MoMoSense automatically captures, categorises, and analyses your Mobile Money transactions with AI — giving any business real-time financial visibility without spreadsheets or manual entry.

No credit card required · Set up in under 5 minutes · Works on any network

Revenue

GHS 14,820

Expenses

GHS 3,640

Transactions

420 / 500

AI Confidence

97.2%

⚠️ You are approaching your monthly transaction limit (84% used).Buy credits →

Works for any business using Mobile Money

Retail Shops
Restaurants
Logistics
Distributors
Wholesalers
Service Providers

Everything you need to understand your money

From raw SMS to structured intelligence — MoMoSense does the heavy lifting so you can focus on running your business.

AI Auto-Categorisation

Every transaction is instantly classified into Revenue, Expense, Payroll, Supplier, and more — with a confidence score and explainable reasoning.

Universal Capture

Ingest from SMS forwarding, webhooks, CSV upload, or email parsing. Any MoMo message becomes a structured financial record in under 2 seconds.

Real-Time Dashboard

Auto-generated analytics: cash flow trends, category breakdowns, peak sales periods, and AI anomaly detection — all updating live.

Natural Language Queries

Ask "How much did we earn today?" or "Show top customers this month" — and get instant answers from your transaction data.

Smart Rules Engine

Define keyword-based rules, customer recognition, and product tagging. The AI learns patterns unique to your business and suggests new automations.

Role-Based Access

Owner, Manager, Accountant, and Staff roles — each with the right level of financial visibility. Multi-branch and multi-wallet support built in.

Up and running in minutes

No technical setup. No developer needed. Just sign up and connect.

01

Create your account

Sign up in 60 seconds. Set your business name, industry, currency, and default categories.

02

Connect your MoMo flow

Forward SMS to your unique number, point your webhook, or upload a CSV. Your ingestion endpoint is ready instantly.

03

AI does the work

Every incoming transaction is parsed, categorised, and added to your ledger automatically — with confidence scores and explainability.

04

Gain instant visibility

Open your dashboard and see real-time cash flow, category breakdowns, and AI-detected anomalies. No spreadsheets needed.

Simple pricing

Start free. Scale as you grow.

All paid plans billed monthly in GHS. No contracts. Upgrade or downgrade anytime.

Free

GHS 0
5 tx/month

For individuals just getting started.

  • 1 wallet
  • 7-day history
  • SMS capture
  • Community support
Get started free

Starter

GHS 19/month
50 tx/month

For small businesses automating their MoMo records.

  • 1 wallet
  • 30-day history
  • SMS capture
  • Email support
Start with Starter
Most Popular

Growth

GHS 79/month
500 tx/month

For growing businesses needing full automation.

  • Up to 3 wallets
  • Full history
  • SMS capture
  • AI categorisation
  • Multi-wallet analytics
  • CSV / Excel export
  • Monthly reports
  • 3 members
  • Email + Chat support
Start Growth

Business

GHS 199/month
2,000 tx/month

For multi-branch businesses and large operations.

  • Unlimited
  • Full history
  • SMS capture
  • AI categorisation
  • Multi-wallet analytics
  • CSV / Excel export
  • Monthly reports
  • API access
  • Role-based access
  • 20 members
  • Priority + SLA support
Get Business

Full feature comparison

FeatureFreeStarterGrowthBusiness
Transactions / month5 tx/month50 tx/month500 tx/month2,000 tx/month
Connected wallets1 wallet1 walletUp to 3 walletsUnlimited
Transaction history7-day history30-day historyFull historyFull history
Team members3 members20 members
SMS capture
AI categorisation
Multi-wallet analytics
CSV / Excel export
Monthly reports
API access
Role-based access
SupportCommunityEmailEmail + ChatPriority + SLA

Paid subscriptions renew monthly via Paystack, and processed subscription fees or credit top-ups are non-refundable.

Extra Transaction Credits

Reached your limit? Keep going.

Purchase extra transaction credits instantly when you hit your monthly limit. Credits are consumed automatically — no manual tracking needed.

100 extra transactions

GHS 10

GHS 0.10 per tx

Buy credits
Best Value
🔥

500 extra transactions

GHS 40

GHS 0.08 per tx

Buy credits
💎

1,000 extra transactions

GHS 70

GHS 0.07 per tx

Buy credits

How credits work

1

You reach 80% of your monthly plan limit and receive a warning notification.

2

Purchase a credit pack instantly via Paystack. Credits are added to your account immediately.

3

Credits are consumed automatically when your plan limit is reached. Counter resets each billing cycle.

Trusted by businesses across Ghana

4.9 / 5 from 200+ businesses

"Before MoMoSense I was spending two hours every evening manually recording MoMo payments in a notebook. Now it all happens automatically and I can see my exact cash position from my phone."

AA

Ama Asante

Owner, Asante Provisions

"The AI categories are shockingly accurate. It recognised our supplier payment patterns within the first week and now auto-tags everything correctly. Our accountant is very happy."

KM

Kweku Mensah

Finance Manager, BrightPath Distributors

"We run 3 branches and MoMoSense consolidates all transactions into one view. The anomaly alerts have already caught two duplicate payments we would have missed."

EB

Efua Boateng

Operations Lead, SwiftMove Logistics

Frequently asked questions

No App Store Required

Install MoMoSense on any device

MoMoSense works as a Progressive Web App — install it directly from your browser in seconds.

Android

Chrome browser recommended

  1. 1Open MoMoSense in Chrome
  2. 2Tap the menu (⋮) in the top-right
  3. 3Tap "Add to Home screen"
  4. 4Tap Add — done!

iPhone / iPad

Safari browser required

  1. 1Open MoMoSense in Safari
  2. 2Tap the Share button (↑) at the bottom
  3. 3Scroll and tap "Add to Home Screen"
  4. 4Tap Add — done!

Desktop

Chrome or Edge browser

  1. 1Open MoMoSense in Chrome or Edge
  2. 2Look for the install icon (⊕) in the address bar
  3. 3Click "Install MoMoSense"
  4. 4Opens as a standalone window

Instant install

No app store wait

📴

Works offline

Core features without internet

🔒

Always up to date

No manual updates

💾

Minimal storage

Less than 1MB on device

Replace your MoMo notebook today

Sign up free and connect your first transaction flow in under 5 minutes.

Get started free